Homeowners insurance covers your buildings and all permanent fixtures 
  • Get cover against accidental damage arising from fire, lightening, floods, hail, malicious damage, theft, or attempted theft
  • Property owners’ liability of P1 million
  • Rental up to P25,000 while house is being repaired
  • Accidental breakage of sanitary ware
  • Cover begins as soon as your property loan is approved for outright purchases and upon completion of the structure for building loans
  • Special discounted rates to Absa Bank Botswana rewards partners
  • You have the option to continue with cover once the loan has been paid off
Household contents insurance covers all your furniture, appliances and other personal posessions
  • Protects your belongings against theft and accidental damage. This cover includes gadgets like laptops, tables, mobile phone and cover is anywhere in the world
  • Free worker's compensation cover for 2 employees – ideally domestic worker and gardener
  • Free tenants liability covers up to P1,000,000.00
  • Cover begins as soon as your premium is paid
  • Special discounted rates to Absa Bank Botswana rewards partners

  • Documents required

    • Identity document
    • Property valuation report (for home owner's insurance) 
    • Inventory of household contents (for household contents insurance)

  • How to make a claim

    Botswana Insurance Company (BIC) is our underwriter for this cover.

    One call to our claims department will put you in touch with our specialised claims staff that will provide you with all the advice and claims assistance that you need. In the event of an incident which may result in a claim under this policy you are required to:

    • Notify BIC by telephone as soon as possible of the event and within 30 (thirty) days of the happening of the event deliver to us all relevant information and details of the claim in writing together with all documentation supporting the claim
    • Notify the police of the event within 24 (twenty-four) hours and advise us of the police station and police reference number
    • Immediately send us, preferably by email or express mail, any documentation, processes or correspondence you may receive in connection with the event
    • Under no circumstances may you instruct your own attorney or admit liability or make any statements, offers, promises or payment to or negotiate or settle your claim with any person
    • Advise us of any other insurance in force which covers the same event, in which case we will be liable only for our ratable proportion of the loss
    • Obtain our written approval before giving any instruction for repairs, except for emergency repairs not exceeding the amount of P2 500 
Need more help?

Call us on:
+2673159575 (Contact centre)
0800 600 444 (BTC Toll Free)
150 (Mascom Toll Free)

Email us:
Botswana.CustomerService@absa.africa