Enjoy guaranteed return on investment, affordable amounts and secured interest rate fluctuations. 

A Fixed Term Deposit Account is a market instrument that allows you to fix an amount with us at a pre-defined interest rate and agreed maturity date. Choose between a standard fixed deposit, monthly interest, multi-unit interest, or upfront interest account.

  • Standard/Classic

    This fixed deposit account type has a fixed tenure and pays interest only after maturity
    • Minimum amount: P1,000.00
    • Minimum tenor: 1 month
    • Maximum tenor: 36 months
    • Interest payout: Upon maturity
    • Roll-over: Principal or interest
    • Competitive pricing (interest rates) for investments above P1.0 million
    • You can opt to use the investment as collateral against a credit facility

  • Monthly interest

    Receive interest on a monthly/quarterly/half-yearly basis as opposed to at maturity
    • Minimum amount: P100,000.00
    • Minimum tenor: 12 months
    • Maximum tenor: 36 months
    • Interest payout: Monthly
    • Roll-over: Principal only
    • Can be used as a substitute for wages
    • Competitive pricing (interest rates) for investments above P1.0 million

  • Multi-Unit interest

    Split investments in up to 5 units. The first certificate breaking is free
    • Minimum amount: P100,000.00
    • Minimum tenor: 12 months
    • Maximum tenor: 36 months
    • Interest payout: Monthly/maturity
    • Roll-over: Principal or interest
    • Access to part of your funds in case of emergency
    • Competitive pricing (interest rates) for investments above P1.0 million

  • Upfront interest

    The upfront payment option is the first of its kind in the market offering interest instantly, the principal is left for maturity
    • Minimum amount: P100,000.00
    • Minimum tenor: 12 months
    • Maximum tenor: 36 months
    • Interest payout: Monthly
    • Roll-over: Principal only
    • The Upfront Fixed Deposit pays you interest before your investment matures, giving you the opportunity to attend to your immediate needs without eroding your principal value. 
    • Competitive pricing (interest rates) for investments above P1.0 million
Need more help?

Call us on:
+2673159575 (Contact centre)
0800 600 444 (BTC Toll Free)
150 (Mascom Toll Free)

Email us:
Botswana.CustomerService@absa.africa